Acceptable Use Policy.

01General Information

1.1. NextGen Connectivity OÜ (hereinafter ⎼ “Company”, “US”, “WE”, and “OUR”) tends to uphold the highest standards of ethical and legal practices. This dedication is reflected in this Use Policy.

1.2. The Company and the User are legally bound by the Privacy Policy and the Terms of Use, as well as this Use Policy, which forms a single binding agreement (hereinafter the “Agreement”) that governs the relationship between the Company and any User accessing, browsing, or otherwise interacting with the Website or the Service.

1.3. The latest version of this Use Policy, the Terms of Use, and the Privacy Policy shall be available on the Website at [WEBSITE URL — pending domain].

1.4. By accessing and/or using the Website or Services, you agree to be bound by the Terms of Use, this Use Policy, and the Privacy Policy.

1.5. This Use Policy shall be applicable and interpreted in line with the Agreement.

1.6. The continued use of the Website and/or Services by the User shall be deemed acceptance of this Use Policy in its latest version. Users are encouraged to review this Use Policy periodically.

1.7. The User acknowledges and agrees that it is solely responsible for ensuring that its activities are conducted in compliance with all applicable laws, regulations, and the provisions of the Agreement, this Use Policy, and any applicable Partnership Agreement. If you do not agree to be bound by this Use Policy, you must immediately cease using the Website, the Services, and any related features or functionalities.

1.8. To avoid any doubt, the User acknowledges and agrees that the rules, requirements, restrictions, and compliance obligations governing the use of the Company's SDK are set forth in the Acceptable Use Policy applicable to Partner-developers (the "Partner-developer AUP"), which forms an integral part of the relevant Partner Agreement.

02Users Obligations

2.1. The User shall:

2.1.1. comply with this Use Policy, the Terms of Use, any applicable Partnership Agreement, and all applicable laws and regulations;

2.1.2. not engage in any activity that violates applicable law, infringes third-party rights, or may interfere with the proper operation, security, availability, or integrity of the Website, Services, or related systems;

2.1.3. be solely responsible for its activities conducted through or in connection with the Website and Services;

2.1.4. provide accurate, complete, and up-to-date information when communicating with the Company, submitting inquiries, participating in onboarding procedures, or undergoing compliance verification;

2.1.5. cooperate in good faith with any identity verification, KYC, AML, sanctions screening, or compliance procedures required by the Company or its service providers;

2.1.6. use commercially reasonable efforts to prevent unauthorized access to any materials, information, or resources made available by the Company and promptly notify the Company of any known or suspected unauthorized access, misuse, or security incident;

2.1.7. not impersonate any person or entity, misrepresent affiliation with any person or entity, or provide false, misleading, or inaccurate information;

2.1.8. not use the Website or Services to engage in spam, phishing, fraudulent schemes, deceptive practices, unlawful advertising, or other unethical or unlawful activities;

2.1.9. not access, attempt to access, or interfere with any systems, infrastructure, networks, databases, or information belonging to the Company or third parties without proper authorization;

2.1.10. not use the Website, Services, documentation, or information provided by the Company for the purpose of developing, operating, supporting, or benchmarking a competing product or service.

2.2. Any use of the Website or Services that, in the Company’s reasonable judgment, threatens the security, integrity, availability, reputation, or lawful operation of the Company, its systems, business partners, Partner-developers, or third parties may result in the immediate suspension, restriction, or termination of access to the Website or Services. Where reasonably practicable, the Company may provide the User with notice and an opportunity to remedy the violation prior to taking such action, unless immediate action is required to protect the Company, its partners, Users, or third parties.

03Restricted Activities and Content

3.1. The Company takes and will take firm action against any illegal, fraudulent, abusive, or non-compliant use of the Website, Services, or any materials made available by the Company and may cooperate with law enforcement authorities where required by applicable law.

3.2. Any use of the Website, Services, SDK components, or related materials for unlawful, fraudulent, deceptive, prohibited, or abusive activities is strictly prohibited and may be investigated by the Company.

3.3. In addition to the obligations set forth in the Terms of Use and any applicable Partnership Agreement, the User shall not, and shall not assist, encourage, or enable any third party to:

3.3.1. use the Website, Services, or any materials provided by the Company for any unlawful purpose or in violation of any applicable law, regulation, sanction, or third-party right;

3.3.2. sell, sublicense, distribute, transfer, lease, make available, or otherwise provide access to any non-public materials, documentation, or information received from the Company without the Company's prior written consent;

3.3.3. upload, transmit, distribute, develop, deploy, or otherwise make available any viruses, malware, ransomware, spyware, trojans, worms, malicious code, or other harmful technologies intended to disrupt, damage, interfere with, or gain unauthorized access to any software, hardware, network, system, the Website, Services, third-party systems, or telecommunications infrastructure;

3.3.4. interfere with, cause damage to, disrupt, compromise, test, probe, or attempt to circumvent the security, integrity, availability, or proper operation of the Website, Services, network or any related systems;

3.3.5. conduct, facilitate, support, or participate in any denial-of-service (DoS), distributed denial-of-service (DDoS), phishing, spoofing, brute-force, credential stuffing, unauthorized scanning, hacking, or similar malicious activities;

3.3.6. create, distribute, operate, or promote phishing websites, fraudulent websites, malicious applications, or other deceptive resources designed to mislead, defraud, or harm individuals or organizations;

3.3.7. encourage, support, promote, publish, distribute, or provide information, tools, software, or services intended to facilitate unauthorized access to systems, cybersecurity attacks, malware deployment, software piracy, or other unlawful activities.

3.3.8. The User shall not engage in, facilitate, promote, support, encourage, or enable any unlawful, fraudulent, deceptive, abusive, or unethical activity, including but not limited to:

3.3.8.1. engaging in, facilitating, or promoting activities involving fraud, theft, money laundering, corruption, bribery, financial crimes, cybercrime, or any other unlawful conduct;

3.3.8.2. using the Website, Services, or any materials provided by the Company in connection with any activity prohibited by applicable laws, regulations, sanctions programs, or governmental restrictions;

3.3.8.3. conducting business with, providing services to, or otherwise supporting individuals, entities, organizations, or jurisdictions subject to applicable economic sanctions, export control restrictions, or similar regulatory measures;

3.3.8.4. collecting, disclosing, distributing, selling, publishing, or otherwise making available personal data, confidential information, authentication credentials, payment information, or other sensitive information without a valid legal basis or authorization;

3.3.8.5. using the Website, Services, or related materials to facilitate fraudulent schemes, deceptive practices, misleading representations, or other activities intended to unlawfully obtain money, data, access, commercial advantage, or other benefits;

3.3.8.6. infringing, misappropriating, violating, or facilitating the violation of any intellectual property rights, privacy rights, publicity rights, contractual rights, or other legal rights of any third party;

3.3.8.7. using the Website, Services, or any information obtained from the Company in a manner that could reasonably be expected to cause harm to the Company, its business partners, end users, third parties, or the public.

3.3.9. Distribute, publish, promote, facilitate, or otherwise engage in any unlawful, prohibited, harmful, or illicit content or activities.

3.3.9.1. For the avoidance of doubt, illicit content may include content that is unlawful under applicable legislation or otherwise reasonably considered harmful, abusive, deceptive, or contrary to generally accepted legal and ethical standards. Such content may include, without limitation:

3.3.9.1.1. any content involving the exploitation, abuse, or unlawful use of minors;

3.3.9.1.2. any content related to illegal betting, gambling, or gaming activities;

3.3.9.1.3. content promoting, facilitating, or encouraging violence, criminal activity, hatred, discrimination, or other unlawful conduct;

3.3.9.1.4. content related to human trafficking, exploitation, forced labour, or other violations of human rights;

3.3.9.1.5. content that infringes the rights, privacy, safety, or legitimate interests of third parties.

3.3.9.2. The User shall not use the Website, Services, or any related materials to promote, facilitate, support, distribute, or otherwise engage in the sale, transfer, distribution, or commercialization of goods, services, or activities prohibited by applicable law, including but not limited to:

3.3.9.2.1. counterfeit currency, forged financial instruments, or fraudulent payment methods;

3.3.9.2.2. hazardous, toxic, or illegally disposed waste and materials;

3.3.9.2.3. endangered species of animals, birds, plants, wildlife products, or derivatives thereof in violation of applicable law or international treaties;

3.3.9.2.4. counterfeit, infringing, or otherwise unlawful goods;

3.3.9.2.5. firearms, ammunition, explosives, weapons, or other regulated military or dual-use goods in violation of applicable law;

3.3.9.2.6. illegal drugs, controlled substances, narcotics, psychoactive substances, or activities involving their unlawful manufacture, distribution, promotion, acquisition, or use.

3.3.9.2.7. The determination of whether content, goods, services, or activities are unlawful or prohibited may vary depending on the applicable jurisdiction. The User remains solely responsible for ensuring that its activities, applications, content, and use of the Website, and Services comply with all applicable laws, regulations, sanctions requirements, and industry standards in the jurisdictions in which it operates.

3.3.10. Engage in, promote, encourage, facilitate, or support discrimination, hatred, harassment, violence, or unlawful conduct directed against any individual or group based on race, ethnicity, nationality, religion, gender, sexual orientation, disability, or any other protected characteristic.

3.3.11. Use the Website, Services, or related materials to store, transmit, distribute, publish, or otherwise make available content that infringes, misappropriates, or violates any intellectual property rights, privacy rights, publicity rights, confidentiality obligations, or other rights of third parties.

3.3.12. Use the Website, Services, or related materials in a manner that infringes copyrights, trademarks, patents, trade secrets, or other proprietary rights of any third party, including through the unauthorized distribution, reproduction, publication, or commercialization of protected content, software, media, documentation, or other intellectual property.

3.3.13. Commit, facilitate, promote, or encourage any fraudulent, deceptive, or manipulative activity, including the generation of fake traffic, artificial traffic patterns, fraudulent traffic monetization practices, click fraud, ad fraud, or any other activity intended to misrepresent user activity, traffic quality, or commercial performance.

3.3.14. Conduct, facilitate, promote, or engage in activities that unlawfully interfere with, violate, or compromise the privacy, confidentiality, or personal data of any individual or entity. Such prohibited activities include, without limitation:

3.3.14.1. unauthorized monitoring, interception, recording, collection, tracking, surveillance, or access to communications, devices, systems, networks, or data;

3.3.14.2. the unlawful collection, disclosure, publication, sale, transfer, or exploitation of personal data, confidential information, authentication credentials, or other private information belonging to third parties;

3.3.14.3. doxxing, unauthorized publication of private information, or disclosure of information that infringes the privacy rights or legitimate interests of any individual or entity;

3.3.14.4. activities intended to facilitate spam, unsolicited communications, harassment, identity theft, social engineering, or other forms of misuse of personal information;

3.3.14.5. any activity that violates applicable privacy, data protection, cybersecurity, confidentiality, or communications laws and regulations.

3.3.15. The User shall not use the Website, Services, or any materials made available by the Company to develop, operate, support, or enhance a product, service, platform, or business that competes with the Company, nor assist any third party in doing so.

3.3.16. The User shall not modify, adapt, reverse engineer, reproduce, duplicate, frame, mirror, copy, distribute, sublicense, resell, commercially exploit, or otherwise use any part of the Website, Services, documentation, materials, content, or intellectual property rights of the Company, as well as any non-public elements of the Website and Services, without the Company's prior written consent.

3.3.17. The User shall not reverse engineer, disassemble, decompile, decode, modify, adapt, or otherwise attempt to derive the source code, underlying ideas, structure, architecture, algorithms, or proprietary elements of the Website, Services, or related materials for the purpose of:

3.3.17.1. developing, operating, or supporting a competing product or service;

3.3.17.2. creating a product or service that replicates or incorporates substantially similar features, functionality, design, architecture, or business logic of the Website, or Services;

3.3.17.3. copying, reproducing, or otherwise exploiting any ideas, features, functions, designs, documentation, or other intellectual property of the Company;

3.3.17.4. obtaining unauthorized access to proprietary information, trade secrets, confidential information, or non-public technical materials of the Company.

3.3.18. The User shall not overload, disrupt, interfere with, or otherwise adversely affect the operation, security, availability, or performance of the Website, Services, or any related systems and infrastructure.

3.3.19. The User shall not conduct web scraping, automated data extraction, crawling, harvesting, indexing, monitoring, or use any robots, bots, other software, hardware, or any similar activity, means to access, monitor, copy, extract, or otherwise interact with the Website, Services, or materials made available by the Company without the Company's prior written consent.

3.4. The prohibited activities described in this Use Policy are non-exhaustive and are intended to reflect the Company's commitment to ensuring that the Website, Services, and related resources are not used for unlawful, harmful, fraudulent, abusive, or otherwise inappropriate activities.

3.5. If you become aware of any actual or suspected violation of this Use Policy, misuse of the Website, Services, or any suspicious activity involving the Company's business, systems, or resources, We encourage you to promptly notify Us using the contact details provided on the Website.

3.6. The Company reserves the right, in its sole discretion, to restrict, suspend, terminate, or otherwise limit access to the Website, Services, or related materials where reasonably necessary to protect the Company, its systems, Partner-developers, business partners, users, third parties, or the public from harm, security risks, legal exposure, abuse, or violations of this Use Policy. The Company shall not be liable for any restrictions, suspensions, or limitations imposed in accordance with this Use Policy.

3.7. The User acknowledges and agrees that it is solely responsible for its activities, content, applications, traffic sources, business practices, and use of the Website, Services, and shall bear full responsibility for compliance with all applicable laws, regulations, contractual obligations, and industry standards.

04Prohibited Sources

4.1. The User shall not use the Website, Services, or any materials provided by the Company in connection with accessing, targeting, or routing traffic to the activities involving:

4.1.1. military, defense, or armed forces systems, networks, applications, or websites;

4.1.2. governmental, municipal, diplomatic, customs, immigration, tax, law enforcement, regulatory, or public administration systems, platforms, or websites;

4.1.3. critical infrastructure, including energy, utilities, telecommunications, transportation, healthcare, or emergency services systems;

4.1.4. banking institutions, payment systems, electronic money institutions, card networks, payment gateways, cryptocurrency exchanges, or other regulated financial services;

4.1.5. email service providers, cloud storage providers, or collaboration and productivity platforms;

4.1.6. educational institution systems, student information systems, or similar educational platforms.

4.2. For the avoidance of doubt, the foregoing restrictions apply irrespective of the relevant domain name, jurisdiction, geographic location, or method of access.

4.3. The Company reserves the right to investigate, restrict, suspend, terminate, or otherwise limit access to the Website, Services, or related materials where activities involving the foregoing prohibited categories are detected or reasonably suspected.

05Violation Measures

5.1. The Company reserves the right to monitor compliance with this Use Policy, the Terms of Use, applicable Partnership Agreements, and applicable law. To avoid any doubt, "monitor compliance" means that the Company may collect, review, and analyze technical, operational, and security-related information, including connection logs, IP addresses, authentication records, usage statistics, network performance metrics, abuse reports, and other metadata reasonably necessary to detect, investigate, prevent, or mitigate fraud, security incidents, policy violations, or unlawful activity.

5.2. Except where required by law, a court order, or a valid request from a competent authority, the Company may disclose information in accordance with its Privacy Policy and applicable legal requirements.

5.3. Where the Company reasonably determines that a User has violated this Use Policy, the Terms of Use, a Partnership Agreement, or applicable law, the Company may investigate the relevant circumstances and take appropriate action depending on the nature, severity, frequency, and potential impact of the violation.

5.4. If User violates this Use Policy, the Terms of Use, the Privacy Policy, their annexes, appendices, or any other document on the Website published by Us, or any applicable law, or engages in any prohibited activity affecting the Website, the Services, or the Company's intellectual property, the Company reserves the right to initiate arbitration or judicial proceedings, seek injunctive relief, and report suspected unlawful conduct to competent regulatory, administrative, or law enforcement authorities.

5.5. In determining whether a violation has occurred, the Company may consider information obtained from the Website, compliance reviews, KYC/AML procedures, complaints, reports from third parties, publicly available information, regulatory notices, and other lawful sources.

5.6. Without limitation, the Company may take reasonable and legally eappropriate measures to enforce this Use Policy, the Terms of Use, applicable Partnership Agreements, and applicable law.

5.6.1. The Company may restrict, suspend, terminate, or otherwise limit access to the Website, Services, or related materials if the Company determines that:

5.6.1.1. the User's activities pose a security risk or may adversely affect the Website, Services, the Company, its Partner-developers, business partners, or third parties;

5.6.1.2. the User is in breach of this Use Policy, the Agreement, or applicable law;

5.6.1.3. the User fails to provide accurate, complete, or up-to-date information;

5.6.1.4. the User fails to cooperate with or successfully complete any applicable KYC, AML, sanctions screening, compliance, or verification procedures;

5.6.1.5. the Company reasonably believes that the User's activities may expose the Company to legal, regulatory, operational, reputational, or commercial risks or otherwise harm the Company's legitimate interests.

5.6.2. Where reasonably practicable, the Company may provide notice describing the nature of the violation and, where appropriate, an opportunity to remedy the violation before taking restrictive measures.

5.6.3. Notwithstanding the foregoing, the Company may immediately restrict, suspend, terminate, or otherwise limit access to the Website, Services, or related materials without prior notice where the Company reasonably determines that the violation is unlawful, fraudulent, abusive, poses a security risk, involves sanctions violations, cybersecurity threats, or may otherwise cause material harm to the Company, its Partner-developers, business partners, or third parties.

5.6.4. The Company encourages Users to report suspected violations of this Use Policy, unlawful activities, security vulnerabilities, misuse of the Website, Services, or other compliance concerns using the contact details provided on the Website.

5.7. The User acknowledges and agrees that any information voluntarily provided to the Company in connection with such reports is provided at the User's own discretion and shall not create any entitlement to compensation, reimbursement, reward, or any other payment unless otherwise expressly agreed by the Company in writing.

06Liability

6.1. Users are expected to exercise reasonable judgment and independently assess whether their activities, applications, content, business practices, and use of the Website, Services, or related materials comply with applicable laws, regulations, contractual obligations, and this Use Policy.

6.2. To the maximum extent permitted by applicable law, each User that accesses or uses the Website or Services in the course of its trade, business, profession, or other commercial or professional activity (including Partner-developers and any User engaging with the Company for partnership or commercial purposes) shall defend, indemnify, and hold harmless the Company, its affiliates, shareholders, directors, officers, employees, contractors, representatives, and agents from and against any and all third-party claims, demands, actions, or proceedings, and any resulting damages, losses, liabilities, penalties, costs, and expenses (including reasonable legal fees), arising out of or relating to:

6.2.1. the User's breach of this Use Policy, Agreement, or applicable law;

6.2.2. the User's use of the Website, Services, or related materials;

6.2.3. any content, application, or activity operated, distributed, or controlled by the User;

6.2.4. any violation of intellectual property rights, privacy rights, data protection requirements, sanctions restrictions, or other rights of third parties by the User.

6.3. Where the User is a natural person acting wholly outside its trade, business, or profession (a "consumer"), the foregoing indemnity applies only to the extent permitted by applicable consumer-protection law. In all cases, every User remains responsible, to the extent provided by applicable law, for any loss or third-party claim caused by its own unlawful, fraudulent, or infringing acts or omissions.

6.4. The User acknowledges and agrees that it remains solely responsible for its activities and for ensuring compliance with all applicable legal, regulatory, contractual, and industry requirements.

07Miscellaneous

7.1. Application of this Use Policy. This Use Policy applies to the Website. Once redirected to another websites this Use Policy is no longer applicable.

7.2. Acceptance of this Use Policy. We assume that all Users have carefully read this document and agree to its content. If one does not agree with this Use Policy, they should not use this Website.

7.3. Language. The English language version of this Use Policy is the prevailing version to any other possible version.

7.4. Severability. If any provision of this Use Policy is held by a court or other authorized body of competent jurisdiction to be contrary to law, the provision will be deemed null and void, and the remaining provisions of this Acceptable Use Policy will remain in effect, such as clauses relating to restricted and/or prohibited content and behavior, privacy violations, intellectual property infringements, and liability obligations. Even after a User ceases using the Website, Services, the provisions relating to restricted and prohibited activities, intellectual property, privacy, liability, dispute resolution, and any other provisions which by their nature are intended to survive termination shall remain in full force and effect for as long as reasonably necessary to fulfill their intended purpose.

7.5. Modification. The Company may, in its sole discretion, for any reason and without any liability to the User or any other person, modify, supplement or amend this Use Policy at any time without notice. Any update to this Use Policy comes into force at the moment it is published on the Website. By using the Services, you agree to be bound by any updated version of the Use Policy.

7.6. Integrity. This Use Policy must be read and interpreted in conjunction with the Terms of Use and the Privacy Policy. You may not use the Website without first reviewing the Terms of Use and the Privacy Policy. By agreeing to this Use Policy, it is presumed that the User has read and agreed to the terms of the Terms of Use and the Privacy Policy.

7.7. Disputes. All disputes and/or disagreements between the Company and the User regarding this Use Policy shall be resolved in accordance with the dispute resolution provisions contained in the Terms of Use.

7.8. Our details. You are encouraged to contact Us by the means indicated in the Terms of Use. Sending an email to [EMAIL — pending domain] shall be considered to be the primary means of communication. The Company shall reply to your inquiries within 30 days (with the possibility of two 30-day extensions).